Pre-IPO Briefing: Klarna

Recorded 4/9/25

Vincent founder Slava Rubin and Sacra's Jan-Erik Asplund discuss Klarna, a leading buy now, pay later (BNPL) company, exploring its business model, revenue streams, competitive landscape, and future outlook as it approaches a potential IPO.

During the discussion, they talked about:

  • How Klarna pioneered the buy now, pay later model.
  • That the company has diversified its revenue streams over time.
  • Klarna's brand is particularly popular among younger consumers.
  • The competitive landscape for BNPL is becoming increasingly crowded.
  • That a Klarna IPO could indicate a recovery in the fintech sector.

Full Transcript

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